Great News for investor!!!!...

Greatest news ever for our 1 of our Islamic Top fund! berkat malam Raya! dah 10 tahun since our another Islamic Top Fund declared 25% bonus units twice same year! Now with this new unit splits declaration.. WOW! paling besar dlm sejarah! alhamdulillah!

Here is PERFORMANCE SINCE INCEPTION (30 APRIL 2003) :

Current Invested:	RM 100,000.00
Current Value:	RM 190,109.42
Profit/(Loss):	RM 90,109.42
Total Growth:	90.109 %
Annualized Growth:	10.276 %

Date	Type	Amount	Units	Price	Total Units
30-Apr-2003	Purchase	RM 100,000.00	100,000.00	1.0000	100,000.00
13-Aug-2004	Distribution	RM 3,228.72	3,193.91	1.0109	103,193.91
28-Sep-2006	Distribution	RM 4,099.00	3,490.88	1.1742	106,684.79
30-Nov-2007	Distribution	RM 9,740.02	5,269.43	1.8484	111,954.22
11-Sep-2008	Distribution	RM 11,090.51	8,661.75	1.2804	120,615.97
11-Feb-2009	Distribution	RM 8,334.56	7,984.06	1.0439	128,600.03

Here is 2009 PERFORMANCE :

Current Invested:	RM 100,000.00
Current Value:	RM 126,748.48
Profit/(Loss):	RM 26,748.48
Total Growth:	26.748 %

Date	Type	Amount	Units	Price	Total Units
03-Jan-2009	Purchase	RM 93,500.00	80,416.27	1.1627	80,416.27
03-Jan-2009	Sales Charge	RM 6,500.00			80,416.27
11-Feb-2009	Distribution	RM 5,556.76	5,323.08	1.0439	85,739.35

for more detail explanation & inquiry kindly call me or sms at 016 2239455 or 017 2984082

SELAMAT HARI RAYA AIDIL ADHA!!!....

Crew myinvestment2u ingin mengucapkan Selamat menjalankan ibadah Qurban :)
Semoga Aidiladha kali ini membawa 1001 kebaikan bagi anda :)

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SELAMAT HARI RAYA MAAF ZAHIR BATIN

Di kesempatan ini kami di myinvestment2u mengucapkan SELAMAT HARI RAYA MAAF ZAHIR BATIN :) :) :)

Nazir Razak wins Lifetime Achievement Award; DBS takes home Best Asian Bank Award

By FinanceAsia Editors, | 4 September 2009 Read this article online at: http://www.financeasia.com/article.aspx?CIID=154792

At last night's FinanceAsia Country Awards dinner, which celebrated the accomplishments of banks in 13 countries, CIMB's Nazir Razak was given a Lifetime Achievement Award, while DBS won the accolade for Best Asian Bank.

At last night's Country Awards for Achievement dinner, we announced that Nazir Razak, chief executive and managing director of CIMB group and its listed parent company Bumiputra Commerce Holdings, has won FinanceAsia's 2009 Lifetime Achievement Award. We also awarded DBS as the best overall bank in Asia. The awards dinner was held at the Conrad Hotel in Hong Kong. Lifetime Achievement Awards typically go to people who are, well, older. It takes a lifetime to achieve great things. That is not the case with Nazir. Our award recipient is indeed quite young -- 42. This is impressive and begs the question: What more will he accomplish in the years to come? Many people have talked about how there is a need for more pan-Asian retail and investment banks. Some have come and gone -- everyone remembers Peregrine -- but there is one group from Malaysia that certainly, given the breadth and scope of its offering and its reach in Southeast Asia, is becoming a regional powerhouse -- and that's down to its leader, Nazir. Nazir had the vision and drive to build CIMB into a force to be reckoned with, within Malaysia and regionally. Its product offering -- from retail banking to investment banking, asset management, wealth management and Islamic finance -- is extensive. And it is a regional powerhouse; CIMB Group has Southeast Asia's largest branch network with more than 1,150 branches and 34,000 employees, catering to the banking needs of more than 10 million customers in Malaysia, Singapore, Indonesia and Thailand. CIMB Group also has offices in New York, London, Hong Kong, Shanghai, Brunei and Vietnam. Put simply, Nazir has built a business that rivals the multinationals that have entered the region. Nazir joined CIMB's corporate advisory department in 1989 and, in 1993, was appointed executive director of CIMB Securities. He moved back to investment banking as deputy chief executive of CIMB on June 1, 1996, and became chief executive on June 1, 1999. It is thanks to Nazir that the group has become what it is today. He spearheaded the group's transformation from a Malaysian investment bank to a regional universal bank via several acquisitions, including GK Goh Securities, Bumiputra-Commerce Bank, Southern Bank, Bank Niaga, Bank Lippo and BankThai. Under his stewardship, CIMB Group has won many prestigious accolades over the years, including several from us. But the most notable is this latest personal award, the Lifetime Achievement Award. As for DBS, it was named the Best Asian Bank at the gala event last night. "The Best Asian Bank honours the bank we think stood out among the crème de la crème of Asia's top banks," said Lara Wozniak, editor of FinanceAsia. "The decision on the winning bank is a highly quantitative one, with each bank scored on a number of key performance metrics. DBS scored the highest of the 11 shortlisted banks." The Best Asian Bank award is given to the bank that ranks highest among the 11 banks that have individually won our Best Bank award for each country. We ranked the banks by a series of metrics and also by their scores in Standard & Poor's Bank Fundamental Strength Ratings. We looked at 12 metrics: return on assets, return on equity, profit per employee, total profit, total assets, percentage of net income derived from fee business, market capitalisation, NPL ratio, growth rate, number of employees, price-to-book ratio and net interest margin. The best-ranked in each metric got 11 points and the lowest-ranked got 1 point. We then overlaid this with S&P's Bank Fundamental Strength rating, which measures a bank's strength, and graded them, with an A rating getting the most points and an E rating the least. The S&P rating got a 25% weighting in the overall score. At the end of this point scoring system, DBS emerged as the Best Asian Bank. The 11 shortlisted banks were: ICBC (China), HDFC Bank (India), Bank Central Asia (Indonesia), Public Bank (Malaysia), Bank of Philippine Islands (Philippines), DBS (Singapore), Kookmin Bank (South Korea), Commercial Bank of Ceylon (Sri Lanka), Chinatrust Commercial Bank (Taiwan) , Siam Commercial Bank (Thailand) and Asia Commercial Bank (Vietnam). HSBC (which won the Best Bank award for Hong Kong) is excluded on the basis that it is a global bank. DBS also took home awards for Best Bank, Best Investment Bank, Best Private Bank, Best Equity House, Best Bond House, Best Foreign Exchange Bank and Best Trade Finance Bank in Singapore.

Sharing Moment :) :) :)

ANTARA TANDA-TANDA LAILATUL QADAR

Lailatul Qadar merupakan satu malam yang mempunyai kelebihan lebih seribu bulan yang lain. Ini dapat kita lihat daripada apa yang telah dinukilkan oleh Allah di dalam al-Quran dalam surah al-Qadar. Begitu juga dengan apa yang telah diberitahukan oleh Rasulullah S.A.W dalam beberapa hadis yang sohih. Kita disuruh untuk menghidupkan malam lailatul qadar dan tidak membiarkannya berlalu begitu saja. Rasulullah S.A.W telah bersabda dalam hadis muttafaq 'alaih daripada Abu Hurairah yang artinya : Sesiapa yang menghidupkan malam lailatul qadar penuh keimanan dan keikhlasan akan diampun baginya dosa yang telah lalu.

Menurut imam Fakhrurrazi bahwa Allah menyembunyikan malam lailatul qadar dari pengetahuan kita sebagaimana Dia menyembunyikan segala sesuatu yang lain. Dia menyembunyikan keredhaanNya pada setiap ketaatan sehingga timbul dalam diri kita keinginan untuk melakukan semua ketaatan atau ibadat itu. Begitu juga Dia menyembunyikan kemurkaanNya pada setiap perkara maksiat agar kita berhati-hati dan menjauhi segala maksiat dan tidak memilih antara dosa besar dan kecil untuk melakukannya kerana dosa kecil jika terus dilakukan secara berterusan akan menjadi dosa besar jika kita tidak bertaubat dan berusaha meninggalkannya. Dia menyembunyikan wali-waliNya agar manusia tidak terlalu bergantung kepada mereka dalam berdoa sebaliknya berusaha sendiri dengan penuh keikhlasan dalam berdoa untuk mendapatkan sesuatu daripadaNya kerana Allah menerima segala doa orang yang bersungguh-sungguh dan tidak mudah berputus asa. Dia menyembunyikan masa mustajab doa pada hari Jumaat supaya kita berusaha sepanjang harinya. Begitulah juga Allah menyembunyikan penerimaan taubat dan amalan yang telah dilakukan supaya kita sentiasa istiqamah dan ikhlas dalam beramal dan sentiasa bersegera dalam bertaubat. Demikianlah juga dengan penyembunyian malam lailatul qadar agar kita membesarkan dan menghidupkan keseluruhan malam Ramadhan dalam mendekatkan diri kepadaNya bukan hanya sekadar menunggu malam lailatu qadar sahaja untuk beribadat dan berdoa. Tetapi inilah penyakit besar yang menimpa umat Islam yang menyebabkan malam-malam Ramadhan lesu kerana mereka hanya menanti malam yang dianggap malam lailatul qadar sahaja untuk beribadat. Kerana mengejar kelebihan lailatul qadar yang mana kita tidak mengetahui masanya yang tertentu menyebabkan kita terlepas dengan kelebihan Ramadhan itu sendiri yang hanya datang setahun sekali.

Antara tanda-tanda dalam mengetahui malam lailatul qadar adalah berdasarkan beberapa hadis di bawah :

1. Abi Ibnu Ka'ab telah meriwayatkan bahawa Rasulullah S.A.W telah bersabda mengenai lailatul qadar yang artinya : Sesungguhnya matahari yang keluar pada hari itu tidak begitu bercahaya (suram). - Hadis riwayat imam Muslim dalam kitab puasa -

2. Telah diriwayatkan daripada Nabi S.A.W bahawa baginda telah bersabda yang artinya : Sesungguhnya tanda-tanda lailatul qadar, bahawa malamnya bersih suci seolah-olah padanya bulan yang bersinar, tenang sunyi, tidak sejuk padanya dan tidak panas, tiada ruang bagi bintang untuk timbul sehingga subuh, dan sesungguhnya tanda-tandanya matahari pada paginya terbit sama tiada baginya cahaya seperti bulan malam purnama tidak membenarkan untuk syaitan keluar bersamanya pada hari itu. - Hadis riwayat imam Ahmad dengan isnad jayyid daripada Ibadah bin As-Somit -

3. Dalam Mu'jam At-Tobarani Al-Kabir daripada Waailah bin Al-Asqa' daripada Rasulullah S.A.W telah bersabda yang artinya : Malam lailatul qadar bersih, tidak sejuk, tidak panas, tidak berawan padanya, tidak hujan, tidak ada angin, tidak bersinar bintang dan daripada alamat siangnya terbit matahari dan tiada cahaya padanya(suram).

4. Telah meriwayat Al-Barraz dalam musnadnya daripada Ibn Abbas bahawa Rasulullah S.A.W telah bersabda yang artinya : Malam lailatul Qadar bersih tidak panas dan tidak pula sejuk.

Qadhi 'Iyad telah mengatakan ada dua pendapat mengenai matahari yang terbit tanpa cahaya iaitu:

1) Ia merupakan tanda penciptaan Allah SWT.
2) Menunjukkan bahawa kerana terlalu banyak para malaikat yang berzikir kepada Allah pada malamnya dan mereka turun ke bumi yang menyebabkan sayap-sayap dan tubuh mereka yang halus menutupi dan menghalangi matahari dan cahayanya.

Daripada hadis-hadis di atas bolehlah kita buat kesimpulan bahawa antara tanda-tanda lailatul qadar ialah :

a. Pada malamnya keadaan bersih dengan cuaca tidak sejuk dan tidak pula panas.

b. Malamnya tenang yang mana terang dan angin tidak bertiup sebagaimana biasa dan awan agak nipis.

c. Malamnya tidak turun hujan dan bintang pula tidak bercahaya seolah-olah tidak timbul.

d. Pada siangnya pula matahari terbit dalam keadaan suram.

WALLAHUALAM :) :) :)

What is Unit Trust???

A unit trust fund is a collective investment scheme, which pools the savings of investors with similar investment objectives in a special "trust" fund managed by professional fund managers. The pooled monies in the unit trust fund will then be invested in a diversified portfolio of securities and other assets in accordance with the unit trust fund's investment objectives and as permitted under the Securities Commission's (SC) Guidelines on Unit Trust Funds.

The investment scheme of a unit trust fund can be illustrated as a between the tripartite relationship between the manager, the trustee and the unitholders. The manager is responsible for the management and operations of the unit trust fund whilst the trustee holds all the assets of the unit trust fund. The obligations and rights of each of the three parties are specified in the Deed, (a legal document entered into between the manager and the trustee, and registered with the SC). The Deed regulates the duties and responsibilities of the manager and the trustee with regard to the operations of the trust fund and protects the unitholders' interests.